Level 3: Money Trees (Confidence & Growth) For Age Group 10-12 Years

Level 3: Money Trees - Age Group 6-14Yrs

Grow strong financial roots—plan, invest, and think about the future with confidence. In this stage, children grow into confident money users by connecting mone...

Megha Sharan

5.0

English

Certificate Course

14 Students

00h 00m

Course Overview

Level 3 – Money Trees (Confidence & Growth) is where children’s financial learning comes full circle. After planting seeds of knowledge and nurturing saplings of practice, kids now grow into strong, independent “money trees.”

They explore Money & the World Around Us, understanding how money flows in families, communities, businesses, and even countries. Through Becoming Financially Aware, children learn to recognize wise vs. unwise money choices, spot the value of saving, and understand the basics of financial systems they’ll use in the future. Finally, with Real-Life Money Skills, kids practice what they’ve learned—budgeting pocket money, role-playing shopping, using simple banking tools, and making responsible spending and sharing choices.

This level builds confidence, independence, and practical skills, preparing children to handle money responsibly in the real world while staying rooted in values of care, sharing, and balance.

FAQ

Level 3 is perfect for older kids (6–14 years) who already understand money basics and are ready for more real-life applications.

It teaches children how money works beyond their piggy bank—like in shops, businesses, banks, and communities—making them more aware of real-world money flow.

It means recognizing smart vs. careless money habits, learning the importance of saving early, and understanding how money choices affect their future.

Through fun activities like mock shopping, budgeting games, role-playing banks, and planning expenses, kids practice real-world money handling in a safe, playful way.

Yes. While children learn independence, they also practice sharing, caring, and using money responsibly, so they grow into wise and kind money users.

Because it builds independence, confidence, and responsibility—skills children will need as they handle larger amounts of money, allowances, or even earn small incomes in the future.

Money Seeds Curriculum Progression
Level 1: Money Seeds (Basics)

Planting the first seeds of money knowledge

What is Money? (Coins, Notes, Digital)

Story of Money (Barter to Wallets)

Identifying Coins & Notes (Colors, Symbols)

Needs vs. Wants (Food vs. Toys)

Earning vs. Receiving (Pocket Money, Gifts)

Saving with Piggy Banks & Jars

🪴 Key Skill Gained: Understanding what money is and how to start using it wisely.

Level 2: Money Saplings (Learning & Practice)

Nurturing skills through practice and values

Introduction to Budgeting (Save, Spend, Share)

Basics of Banking (What banks do, saving accounts, cooperative banks)

Smart Shopping (Comparing Prices, Discounts)

Sharing & Caring (Donations, Helping Others)

Planning Pocket Money

🌿 Key Skill Gained: Practical money habits and value-based decision making.

Level 3: Money Trees (Confidence & Growth)

Growing into confident, independent money users

Money & the World Around Us (How families, businesses, and communities use money)

Becoming Financially Aware (Smart vs. careless money choices)

Real-Life Money Skills (Budgeting games, shopping role-play, banking practice)

Using Money Wisely (Balancing saving, spending, donating)

🌳 Key Skill Gained: Confidence, independence, and real-life financial awareness.

Course curriculum

Requirment

Age Group – Suitable for children aged 6–14 years, with content designed in levels for different age ranges. Basic Skills – Children should be comfortable with basic counting, simple addition/subtraction, and reading short sentences. Learning Materials – A notebook/worksheet, pencil, and colors/crayons for fun activities. Parental Support – Encouragement from parents to practice activities at home (like piggy banks, role-play shopping, or sharing exercises). Device Access – A laptop, tablet, or smartphone with internet connection for online classes. Curiosity & Participation – Most important: a child’s interest, excitement, and willingness to learn through fun games, stories, and activities.

Outcomes

By the end of Level 3, your child will: Understand how money connects to the world around them (family, community, business, economy). Show financial awareness by making smarter day-to-day choices. Practice real-life money skills such as budgeting, planning, simple banking, and spending wisely. Build confidence and independence in handling money. Develop a value-based mindset, balancing saving, spending, and sharing.

Instructor

Megha Sharan

7.0

52 Students
3 Courses
7 Reviews

I am a finance expert who loves teaching kids the power of money! A qualified CS, market professional, and NISM-certified trainer, I can turn tricky money topics into fun stories, games, and activities so kids learn to save smart, spend wisely, and grow confident with money from an early age.

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Vansh

08 Oct, 2025

Best course...

Himanshi

08 Oct, 2025

best course for kids

17999 ₹

~~24999 ₹~~

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Students
14
language
English
Duration
00h 00m
Level
advanced
Expiry period
8 Months
Certificate
Yes